OCIUS CHIP AND PIN CARD PROCESSING
Ocius is Commidea's leading chip and pin card processing software. In combination with selected chip and pin hardware devices this solution offers the only fully pre-accredited chip and pin processing solution. What this means is that if you want to integrate your POS application software you will not need to go through any bank accreditation process.
Equally, Ocius together with approved chip and pin hardware devices provides a fully standalone solution for merchants wanting to process chip and pin credit and debit card transactions.
Ocius uses your network and internet connection to reduce the time taken to obtain card authorisations from the bank and to eliminate the need for dedicated phone lines for card processing terminals, or to tie up a phone line while you are processing a card transaction.. This provides a faster more cost effective solution to card processing than traditional bank supplied terminals.
HIGHLIGHTS OF THE OCIUS SOLUTION
- Approved by all major UK acquiring banks
- Supports purchase, refund, cash-back and gratuity card transactions
- Can also process cardholder not present (CNP) transactions
- Supports Address Verification System (AVS) and Card Security Code (CSC)
- Supports multiple merchant accounts on one chip and pin terminal
- Supports multiple currencies on one chip and pin terminal depending on acquiring bank
- Bank independent allowing you to change card acquirers and maintain the same card authorisation service and terminal unit
- Pre-accredited solution with all major UK acquirers enabling integration with Point-Of-Sale (POS) software packages without lengthy and expensive bank approvals testing
- Compatible with ICP ( Internet Card Processing) gateway for fast (in as little as six seconds) and secure authorisation over the internet
- Compatible with the WinTI payment server where a local authorisation server is required rather than authorisation over an internet connection (except GPRS terminals)
- Software updateable in order to provide additional card functionality in the future